Insurance Coverage & Payment Options
At Affirm Counseling, we believe mental health care should be available to everyone. We accept a variety of insurance plans and offer private pay options to support clients with diverse financial needs. If your insurance provider isn’t listed, you may still be eligible for out-of-network reimbursement. We’re happy to guide you through the process.
Note: Coverage may vary by therapist—please confirm when scheduling.
Out-of-Network Support
Using Out-of-Network Benefits
If we don’t work directly with your insurance, we can provide a monthly superbill—a detailed receipt you can submit to your provider for potential out-of-network reimbursement. Many clients are surprised to learn what may be covered.
Payment Methods Accepted
We accept:
Major credit and debit cards
HSA & FSA cards
Insurance billing (for in-network clients)
Secure client portal payments
Frequently Asked Questions
Billing, insurance, and payment—made a little easier.
We know navigating the financial side of therapy can be confusing. Below are answers to some of the most common questions clients ask. If you still need help, we’re happy to talk it through.
Yes, we accept both HSA and FSA cards. Most plans cover therapy as an eligible medical expense.
A superbill is a detailed receipt we provide so you can request reimbursement from your insurance if we’re out-of-network.
Standard sessions last about 50–55 minutes and include time for check-ins, goal work, and processing. Your therapist will tailor the flow to your needs.
You may still be able to work with us. Contact our team to explore out-of-network options and other flexible solutions.
We offer a limited number of sliding scale spots based on need and clinician availability. Reach out to inquire about current openings.
Yes. Just let us know if your insurance status changes, and we’ll update your billing accordingly.
We’re here to make it easier.
Have Questions About Insurance or Payment?
Whether you’re new to therapy or navigating billing logistics, we’re happy to help. Our admin team can walk you through your coverage and options without pressure.